StubHub promised a refund after an emergency — but where’s my $2,561?

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By Christopher Elliott

In this case: StubHub broken promise

in this case

  • StubHub makes a rare exception to its “all sales final” policy, promising a fan a $2,561 refund after a family emergency forces her to miss a concert.
  • The company later revokes the offer, blaming a credit card dispute that the customer had already dropped at their request.
  • See how holding a company to its written word, even against its own policy, forced StubHub to finally release the funds.

When Simone Zeno can’t attend a j-hope concert because of a family emergency, StubHub agrees to refund her purchase. Then it backtracks and refuses to return the money. Can it do that?

Question

I recently bought tickets through StubHub for a j-hope concert, but a family emergency prevented me from attending. I immediately contacted StubHub and was assured by phone and email that I’d receive my $2,561 back.

But StubHub then claimed my documentation was invalid and cited its “all sales final” policy. Agents gave contradictory instructions — some promised refunds, while others blamed my bank. 

I’m stuck. One representative even accused me of lying about my payment method, despite providing bank letters. StubHub now says I’m ineligible for a refund and must resell the tickets. But the event passed months ago! How can a company promise a refund, demand documentation, and then ghost a customer? — Simone Zeno, Cary, N.C. Your voice matters: Broken promises and refund loops

Your voice matters

StubHub promised Simone Zeno a refund after a family emergency, but then backtracked and kept her $2,561. The company blamed a credit card dispute for the confusion. We want to hear your thoughts.

  • Should a company’s written promise to refund a customer override its “all sales final” policy?
  • Have you ever filed a credit card dispute that ended up complicating or delaying your refund?
  • Do you think ticket resellers like StubHub should have exceptions for family emergencies, or is “final sale” fair?

Answer

StubHub agreed to refund you for the ticket, which is highly unusual. The representative you spoke to was correct: All sales on StubHub are final.

But if a company agrees to refund a purchase, it should be as good as its word. StubHub’s FanProtect Guarantee commits to resolving issues when tickets aren’t delivered or don’t match listings, but it is silent on emergencies. However, once a representative promises a refund, the company has an obligation to follow through, even if not legally required. And you had the commitment in writing. Top comment: Inconsistent enforcement causes distrust

🏆 YOUR TOP COMMENT

If businesses don’t want to issue refunds and maintain an “all sales final” policy, then its customer service representatives should not be promising refunds at all, let alone in writing.

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Once StubHub’s representative did so to Zeno, then the company should have honored its representative’s commitment to her instead of stalling her for months and telling her to sell the tickets for a past event. Inconsistent enforcement of stated policies causes customers to distrust businesses, especially when those businesses don’t keep promises.

— JenniferFinger
Read more insightful reader feedback. See all comments.

So what went wrong? StubHub first agreed to give you a refund. Then it stalled, so you contacted your bank and initiated a dispute. As we’ve seen in past cases, a credit card dispute can have the opposite effect when you’re trying to expedite a refund. It might actually slow down the process significantly while everyone tries to sort things out. 

StubHub asked you to drop the dispute and promised to refund you, but when you ended the chargeback, it still kept your money. This is highly problematic. In reviewing the paper trail between you and the company, it looks like the representative didn’t take the time to review the previous correspondence. If it had done that, then StubHub’s representatives would have known what to do. They would have refunded your tickets, as promised.

If you ever run into a problem with StubHub, you can always escalate your complaint to one of the StubHub customer service executives I list on my consumer advocacy site, Elliott.org. Often, a senior manager can review the case and offer a quick fix.

I contacted StubHub on your behalf. A spokesperson acknowledged a miscommunication and confirmed refunds were issued for both orders. One was processed directly by StubHub; the other through your bank.

Companies can’t dodge accountability by blaming policies after making exceptions. Remember to escalate early to executives. And if a rep says “trust me,” ask for it in writing — or risk being stuck in refund purgatory. Infographic: StubHub refund promised, then denied

StubHub refund promised, then denied

What to do when a ticket company breaks its word

The “final sale” vs. “promise” conflict

Written proof is king. Even if a policy says “no refunds,” a written promise from a customer service agent creates an obligation. Always save screenshots of chat logs and emails.
Don’t accept “invalid documentation.” If you provide official bank letters or doctor’s notes, and they are rejected without cause, it’s a stall tactic. Re-send them to an executive.

The danger of disputes

Disputes can freeze refunds. Filing a chargeback stops the merchant from processing a refund voluntarily. Use this as a last resort, not a first step.
Never drop a dispute on a promise. If a company asks you to drop a dispute *before* they refund you, be wary. Once dropped, you often cannot file it again. Get the money first.

How to escalate effectively

Skip the call center. If frontline agents give you contradictory information or accuse you of lying, stop calling. Switch to email to create a paper trail.
Email the executives. Use the executive contacts on Elliott.org. A polite email to a VP or CEO with your proof attached often gets a “one-time exception” approved.
Executive Contacts: StubHub

Executive Contacts

Stuck in a refund loop with StubHub? If customer service isn’t helping, try escalating your complaint to these executives.

Primary Contact

Stephanie Burns

SVP, General Counsel

sburns@stubhub.com

Secondary Contact

Marty Marie Groark

Chief Financial Officer

mgroark@stubhub.com

Chief Executive

Eric Baker

CEO

ebaker@stubhub.com

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If a customer service agent promises you a refund that violates company policy (like "All Sales Final"), should the company be forced to honor it?
What you’re saying: Promises vs. Policies

What you’re saying

StubHub’s handling of the refund sparked frustration among readers. Top commenter JenniferFinger argues that inconsistent enforcement of “all sales final” policies creates distrust, while others debate the risks of credit card disputes.

  • A written promise must be honored

    JenniferFinger and The Brown Crusader agree: if an agent promises a refund in writing, the company must honor it. The Brown Crusader calls telling a customer to resell expired tickets “absurd,” while Sandra notes that the policy shouldn’t become a “shield they hide behind.”

  • The credit card dispute trap

    Tina calls filing a dispute a “trap” because it freezes the refund process and lets companies shift blame. Dangerous Ideas agrees, advising that chargebacks should be a “nuclear option” used only when all other communication fails.

  • Training or tactics?

    Mr. Smith stopped using StubHub because reps will “say anything to get you off the phone.” Laura sees the shifting excuses as a lack of accountability, while Miles Will Save Us All thinks the agent simply “needed better training” regarding the strict no-refund rules.

Read more: StubHub stories
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Christopher Elliott

Christopher Elliott is the founder of Elliott Advocacy, a 501(c)(3) nonprofit organization that empowers consumers to solve their problems and helps those who can't. He's the author of numerous books on consumer advocacy and writes three nationally syndicated columns. He also publishes the Elliott Report, a news site for consumers, and Elliott Confidential, a critically acclaimed newsletter about customer service. If you have a consumer problem you can't solve, contact him directly through his advocacy website. You can also follow him on X, Facebook, and LinkedIn, or sign up for his daily newsletter.

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