This cruise mistake could really cost you

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By Christopher Elliott

Booking airline tickets for your next cruise may seem like a no-brainer, but please don’t make the mistake of turning off your brain. It’s a cruise mistake that could force you to pay for a new flight — or even get stranded at the port.

Just ask Beverly Rasmussen, who booked her airfare through the EZAir program offered by Princess Cruises because it offered the “reassurance that it will get you to your ship” when there’s a delay. But when her airline canceled her flight and she couldn’t get through to the EZAir department by phone, she had to pay $1,517 for new tickets. 

So much for the guarantee.

She called Princess numerous times. The results are always the same.

“Each time we sit on hold for hours, then the line disconnects,” says Rasmussen, a retired nurse from North Ogden, Utah.

Cruise mistake: Airline tickets are often an afterthought to a cruise booking

If you’re thinking of taking a cruise soon, maybe you’re wondering about airline tickets. Then again, probably not. Travel advisors say airline tickets are often an afterthought to the cruise, a decision made at the end of the booking.

But let’s not do that today. Wave season — the time of year when most cruises are booked — is dead ahead. And with the industry trade association Cruise Lines International Association predicting that global cruise capacity will rise 19% from 2022 to 2028 (up from 625,000 berths to 746,000), you don’t want to make a rookie mistake.

“The last thing you need is to miss the cruise and then have to get to the next port,” says Limor Decter, a luxury travel advisor with EMBARK Beyond. “No one needs that kind of drama.”

There are no publicly available statistics on the number of passengers who miss their cruise because of airline connections. But based on the number of cases I’ve received lately, it seems to be a growing problem. Passengers don’t think about it soon enough, that’s true, but cruise lines also impose significant restrictions on their air-inclusive programs. (Related: River cruise turns into a bus tour.)

The problem with cruise line guarantees

Booking airline tickets through your cruise line may seem like a good deal, because they often offer guarantees that you will make it to your ship even if your flight is delayed. 

There are other benefits. The special contract fares offered through cruise lines are sometimes cheaper than published airfares. The cruise line air programs also often allow you to hold flight reservations until the final payment date. You can change flights at any time before making your final payment. You can’t easily do that if you book directly with the airline. (Related: Windstar promised an all-inclusive package on my Central America cruise. Now it’s refusing!)

But there are also some downsides — which is to say, some restrictions apply. After Debra Stewart missed her recent Norwegian Cruise Line (NCL) cruise because of a flight cancellation, she found out that the Booksafe Travel Protection Plan had a few strings attached. NCL would only offer a future cruise credit equal to 75% of the non-refundable cancellation charge because her flight cancellation was not covered under the Booksafe plan. She says that cost her $16,000.

Did NCL apply its Booksafe plan correctly?

I checked with NCL and it says it applied the policy correctly to her Booksafe Protection Plan.

“Although Norwegian Cruise Line provides flight arrangements as part of its cruise offering, we do not have control over the operations of the airlines and are not responsible for any flight modifications or cancelations,” a spokesman told me, adding that its claim assessments “are final.” 

NCL noted that under its Booksafe Travel Protection Plan, it will provide guests who are denied due to a non-covered reason with a future cruise credit equal to 75% of the non-refundable cancellation charge to use on your next cruise, and that it had done so in this case. (Related: Their North Atlantic cruise ended in the hospital. Why won’t travel medical insurance pay their $6,914 claim.)

“This is so wrong,” said Stewart, a physician from Bakersfield, Calif. “They canceled the flight, I missed my cruise — and I am out $16,000!”

Not to pick on NCL, but many of the cruise lines’ air-inclusive programs have similar restrictions. They will protect you in most cases, but not all the time. Experts say you can avoid this “gotcha” clause. I’ll get to that in a moment.

What are the worst mistakes you can make with airline tickets for your cruise?

You don’t have to get left at the dock while your dream cruise sails into the sunset. Here are some of the worst rookie mistakes I’ve seen:

Arriving at the last minute

Make sure you schedule your flight so you arrive in port a full day early — just in case something goes wrong and you need to reschedule your flight. “Yes, many times it will entail additional expense for hotel and meals, but you have a much better chance of not missing the ship,” says Clark Mitchell, a cruise specialist with Strong Travel. If you book your airfare through the cruise line, it often promises to get you to the next port at its expense, but Mitchell says you shouldn’t push your luck. Give yourself a day.

Failing to consider travel insurance

Maybe the biggest rookie mistake is failing to buy travel insurance. A specialty policy like BHTP’s WaveCare will track your flight and cover missed connections and lost luggage. Adrienne Sasson, a travel advisor with Rubinsohn Travel, says travel insurance has saved the day for many of her clients. “Cruise lines do not always protect your flights and get you to the next port,” she says.

Not thinking about airline tickets before you book your cruise 

But perhaps the biggest error is waiting until the end to think about airline tickets. If you consider airfare at the same time — and if you read the fine print on your tickets — you should be able to avoid most airline ticket problems. (Here’s more advice on how to book a cruise.)

Finally, a long-awaited refund

And what about Rasmussen, the nurse from Utah, who spent an extra $1,517 on last-minute tickets? Her case was more than a year old by the time it landed on my desk.

After several phone calls — and hang-ups — she finally reached a Princess representative via a live chat in April, who apologized and told her, “That is not the experience we want you to have with us.” But still, no refund. 

I contacted Princess on her behalf. A Princess representative responded, “I can confirm our team has connected with the guest and advised they will be issuing a refund check.” Rasmussen received the refund shortly after that.

Rasmussen’s case should have never gotten this far. There’s an ocean of fine print in these cruise line guarantees. And as my old diving instructor used to tell me, never turn your back on the ocean.

FAQs

How long does it usually take to get a refund from a cruise line air program?

Refund processing times can vary. Typically, it takes 7 to 30 days after approval, but if there are complications — like dealing through third-party air programs — it could take longer. Persistent follow-up with customer service is often necessary.

What should I do immediately if my flight is canceled before a cruise?

Contact your cruise line’s emergency air department immediately. Then, work with your airline to rebook. If you booked independently, you may also need to arrange your own transportation to the next port or file a claim through your travel insurance.

What does the “Booksafe Travel Protection Plan” cover with Norwegian Cruise Line?

The Booksafe Plan offers certain protections but does not cover every type of flight cancellation. If your cancellation is not listed under covered reasons, you may only receive a future cruise credit worth 75% of your nonrefundable costs.

Can I get a full refund if I miss the cruise because of airline problems?

In most cases, cruise lines are not responsible for airline operations. Without proper travel protection, you may lose your cruise fare entirely or only receive partial compensation as a future cruise credit.

What are common mistakes travelers make when booking flights for a cruise?

Common mistakes include booking flights that arrive on the same day as the cruise, failing to buy travel insurance, and not carefully reviewing the cruise line’s air program terms and conditions.

How early should I arrive at the cruise port before departure?

Travel advisors recommend arriving at least one day before your cruise departure. This allows extra time in case of flight delays or cancellations and greatly reduces the risk of missing your ship.

Is it better to book airfare independently or through the cruise line?

Booking through the cruise line can offer added protection like “get-to-the-ship” guarantees, but independent airfare may give you better control over your flights and schedule. Either way, you must read the fine print about missed connection policies.

Does travel insurance cover missed cruises due to flight issues?

Yes, if you have comprehensive travel insurance that covers missed connections, you may be reimbursed for nonrefundable cruise costs and emergency transportation to the next port. Always check policy details carefully before purchase.

Are cruise line air programs like EZAir and Booksafe reliable?

Cruise line air programs like EZAir (Princess Cruises) and Booksafe (Norwegian Cruise Line) offer flexibility and some protection, but they come with important restrictions. Not all flight cancellations are covered, and reimbursements may be issued as future cruise credits rather than cash refunds.

What happens if I miss my cruise because of a flight cancellation?

If you miss your cruise due to a flight cancellation, your options depend on how you booked your airfare and what insurance you have. Some cruise lines may assist you in reaching the next port, but if you booked independently or lack travel protection, you may have to pay out-of-pocket for new flights or a replacement cruise.

About this story

I decided to write this article after hearing from Rasmussen and many other cruise passengers who had experienced problems with their airline connections. Unfortunately, cruise lines place significant restrictions on their airline tickets, and it was time to write something. I’m also grateful to my fellow advocate, Dwayne Coward. Dwayne flagged all of these cases in our system and recommended that we cover them. This story was researched, written and fact-checked by Christopher Elliott, edited by Andy Smith and his team and illustrated by Dustin Elliott.

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Christopher Elliott

Christopher Elliott is the founder of Elliott Advocacy, a 501(c)(3) nonprofit organization that empowers consumers to solve their problems and helps those who can't. He's the author of numerous books on consumer advocacy and writes three nationally syndicated columns. He also publishes the Elliott Report, a news site for consumers, and Elliott Confidential, a critically acclaimed newsletter about customer service. If you have a consumer problem you can't solve, contact him directly through his advocacy website. You can also follow him on X, Facebook, and LinkedIn, or sign up for his daily newsletter.

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