Category: Financial Institution

Marcus by Goldman Sachs is the online consumer banking brand of Goldman Sachs Bank USA, the FDIC-insured banking subsidiary of The Goldman Sachs Group, Inc. It offers high-yield online savings accounts and certificates of deposit. It has no physical branches, no checking accounts, no debit cards and no ATM access. Goldman Sachs launched the brand in 2016 and now operates it within its Asset and Wealth Management division. The brand is named for Marcus Goldman, who founded Goldman Sachs in 1869. Goldman stopped issuing new Marcus personal loans in 2023 and sold the existing loan book to other lenders. It has a customer responsiveness rating of 3 out of 5.

Perpay is a U.S.-based buy now, pay later platform that lets consumers purchase goods and repay the cost through fixed payments deducted from their paycheck.

Klarna is a Sweden-founded fintech company and digital bank that provides buy now, pay later (BNPL) payment services, flexible installment financing, digital banking products, and shopping tools for consumers and merchants.

Zip Co USA (formerly Quadpay) provides “buy now, pay later” services, allowing consumers to split purchases into interest-free installments. It has a customer responsiveness rating of 3 out of 5.

Super.com is a fintech and commerce platform that offers cashback, savings, and discounted services like travel and shopping.

Morgan Stanley is a global financial services firm that provides investment banking, wealth management, and asset management services.

Vanguard is an investment management company known for offering low-cost mutual funds and exchange-traded funds (ETFs).

Auto Lenders is a used car dealership and financing company that sells certified pre-owned vehicles and offers auto loans, primarily operating in the northeastern United States.

Edelman Financial Engines provides wealth management, retirement planning, and investment advisory services to both individuals and employers. It has a customer responsiveness rating of 3 out of 5.