Question: I recently returned from a nine-day trip to Cancun, Mexico. Before arriving, I booked a car rental through Hotwire.com, accepting a midsize vehicle with Europcar for $9.80 a day. With taxes, my rental was supposed to come to $97.
Before leaving for my trip, I verified that my credit card company covered all types of rental car insurance and that no additional insurance should be purchased. When I arrived in Cancun, the Europcar agent insisted that it was company policy that I take the extra insurance, otherwise he could not rent me the car. He even insisted that this would have been on the Hotwire agreement page.
Reluctantly, I accepted the insurance. When I got home, I ended up being charged $268 for the rental car. The Hotwire and Europcar websites do not mention mandatory insurance, yet neither will compensate me for what I believe was an attempt to overcharge me for services. What can be done about this? — Gordon Houston, Calgary, Canada
Answer: Ah, the old Mexican insurance scam! Regular readers of this column already know about this one. It goes something like this: You rent a car south of the border, believing the rate you’ve been quoted includes all mandatory charges. But wait. When you get to the car rental counter, an associate tells you that without insurance, you’re not going anywhere. So you pay.