Road trippers should take an extra-long test drive in 2018

If you’re looking for a new car, here’s a little advice from your fellow travelers: Take your time. I mean, really take your time. Test drive the vehicle a few extra miles, or hundreds of miles, to make sure the designers didn’t take the day off when they signed off.

I’m not being cute. Some of today’s cars are so thoughtlessly designed that they leave travelers cramped and annoyed. If you’re planning to take a lengthy road trip this spring or summer, you don’t want to be stuck in one of these uncomfortable cars.

Alternative forms of insurance you need to know about now

Think you need travel insurance? Think again.

You might require something else — either a specialized insurance product that protects only one aspect of your trip, or something that isn’t insurance at all.

Call it “alt” insurance.

No, we’re not about to get political. Alt insurance is real and it can protect you regardless of ideological leanings. Sometimes, it isn’t insurance at all, but a different form of protection.

Ready to buy? Here’s the exact moment when you should make your offer

Negotiating a deal is part art, part science.

The science part you probably already know. In the last few weeks, I’ve reviewed the best time to book an airline ticket or buy a car, a house, and a computer, among other things.

But one big question still looms: At what point during the actual negotiation do you pull the trigger? Do it too early and you could overpay. Do it too late and you might miss your opportunity altogether.