A Federal Trade Commission investigation, which found certain pre-paid calling cards offered an average of just 40 percent of call minutes.

Is your phone card phony? 5 ways you can tell

When is an hour just 36 minutes? When you buy some phone cards, apparently. That’s the conclusion of a recent Federal Trade Commission investigation, which found certain pre-paid calling cards offered an average of just 40 percent of call minutes customers thought they were buying — and some, significantly less.

West Street Hotel in Bar Harbor, Maine price hadn’t included a $25-per-day that gave access to the hotel pool, hot tub and fitness center.

Are hidden hotel fees about to check out?

After Jane Hatch selected the room rate she wanted at the West Street Hotel in Bar Harbor, Maine, the hotel Web site delivered an unpleasant surprise on the next screen: The quoted price hadn’t included a $25-per-day “resort and club fee” that gave Hatch access to the hotel pool, hot tub and fitness center — whether she wanted it or not.