Fair Credit Billing Act Archives

Carolyn Hoke's anticipation for a serene seven-night river cruise from St. Louis to Minneapolis with American Queen Voyages turned into a prolonged ordeal of frustration and uncertainty. After the unexpected cancellation of her cruise in November 2022, Carolyn found herself ensnared in a seemingly endless wait for a refund of $10,126. Despite her persistent efforts, including calls to the company, escalations to the accounting department, and complaints to the Florida Division of Consumer Service, the refund remained elusive. As she navigated the maze of customer service apologies and bureaucratic dead ends, the ominous shadow of the company's potential bankruptcy loomed large, threatening to engulf her hopes of reclaiming her hard-earned money. This tale of perseverance against the tides of corporate negligence unfolds as Carolyn, with the help of consumer advocacy, confronts the daunting challenge of securing her refund from the brink of a collapsing cruise line.

Help! American Queen Voyages canceled my cruise but kept my $10,126

March 21, 2024March 1, 2024 by Christopher Elliott

Carolyn Hoke has been waiting more than a year for her refund from American Queen Voyages for a canceled cruise. Why is it taking so long — and how can she speed up the process?

She left her “unsafe” Vrbo rental. Can she get her money back?

January 30, 2025January 22, 2024 by Christopher Elliott

Nicole Morin wants her money back for the “unsafe” vacation rental she booked through Vrbo. And she wants me to help her get it.

Lillian Kohler faced losing $36,000 after Vantage Travel's bankruptcy. Unlike others, she discovered a potential path to a refund. This story explores the complexities of cruise line bankruptcies and offers insights on protecting your travel investments, highlighting the crucial role of consumer advocacy in navigating these turbulent situations.

Will she get a $36,000 refund for her canceled Vantage Travel cruise?

January 16, 2024January 15, 2024 by Christopher Elliott

Lillian Kohler never imagined she’d get stiffed for $36,000 by a supposedly reputable cruise company like Vantage Travel.

Leslie Luke's quest for a refund on her undelivered dress order highlights challenges in credit card disputes, but a consumer advocate helps resolve the issue with Citibank.

I never received my dresses. Why won’t Citibank refund my money?

June 28, 2024September 27, 2023 by Christopher Elliott

Leslie Luke orders dresses from an online store, but he never receives them. Why won’t his credit card help him get a refund?

When Connie Cullen books a vacation with her American Express card, the resort charges her. Then it charges. Why won't it fix the error?

Charged four times for one vacation. Why won’t American Express fix this?

February 1, 2024June 15, 2017 by Christopher Elliott

When Connie Cullen books a vacation with her American Express card, the resort charges her. Then it charges her again, and again. And again. Why won’t it fix the error?

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