Fair Credit Billing Act

Minimalist black and white cartoon of a lone traveler with a rolling suitcase standing outside a nearly empty airport terminal, looking uncertain, evoking a trip thrown into limbo.

Let’s keep politics out of your summer vacation

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Steve Brody is flying out of Newark this week, and he is worried. There are plans afoot to pull the Customs and Border Protection officers out of airports in certain cities, with Newark Liberty International first in line. Brody, a retired government worker, is flying nonstop to Vancouver, but he has to pass back through US Customs on his return. “Gimme strength,” he says. He is not being dramatic. Customs officers are the people who let you back into the country, and pull them out and international flights cannot unload their passengers. That is the part that should bother everyone, left, right, and undecided. A passport does not have a party affiliation. When a flight gets canceled, the system does not check your voter registration before it strands you. You are stuck. Which is the real question worth sitting with before your next trip: whether the airport you are counting on this summer should ever be something an administration is allowed to switch off to win an argument that has nothing to do with you.

Illustration of an unhappy woman holding up two pale blue dresses on hangers over an open cardboard shipping box, preparing to return the gowns she ordered online.

I returned $3,990 in designer dresses — then my refund vanished

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Debbie Rivet ordered the same evening gown from the London designer Safiyaa in two sizes, the Serendipity Pale Blue Long Dress at $1,995 each, planning to keep whichever fit and send back the other. When the dresses arrived, the fitted style was wrong for her occasion, so she requested a return authorization, shipped both back by FedEx, and kept the receipts proving delivery. Then she waited for her refund. And waited. Her follow-up emails went unanswered, the phone line dropped to voicemail and disconnected, and when she filed a dispute with Capital One the bank reversed its initial credit, saying too much time had passed. There is a rule worth committing to memory before you give a silent company the benefit of the doubt: under the Fair Credit Billing Act, you generally have only 60 days from the statement date to dispute a charge in writing, and the longer you wait for a reply that may never come, the closer that protection slips toward expiring.

Editorial illustration showing a single white airplane taking off down a runway between two large fields of grounded yellow Spirit Airlines aircraft on either side, viewed from behind, illustrating how thousands of Spirit Airlines passengers were left stranded after the carrier's shutdown while one rescue flight departs without them

Spirit Airlines’ death shows why we need better passenger protections

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Tens of thousands of Spirit Airlines passengers discovered their tickets were worthless this week after the carrier collapsed. JetBlue is reportedly in financial distress and several ultralow-cost carriers including Frontier, Allegiant, and Avelo have lined up at the federal aid window. Before deregulation in 1978, Rule 240 required airlines to put stranded passengers on a competitor’s next available flight at no extra cost. Congress brought a version back as Section 145 of the Aviation and Transportation Security Act after 9/11, but it expired in 2005. The DOT issued Order 2026-5-1 encouraging rescue fares but cannot compel airlines to honor competitor tickets without congressional action.

So long, Spirit Airlines. Should the government have saved you?

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Spirit Airlines has begun an orderly wind-down of operations, effective immediately. Every flight has been canceled and customer service is closed. The shutdown comes after the Trump administration’s $500 million rescue plan, which would have given the federal government an unprecedented 90 percent stake in the carrier, fell apart over the weekend. After blocking Spirit’s merger with JetBlue on antitrust grounds in 2024, the federal government spent the past several days weighing whether to essentially own the airline instead. In the end, it did neither, leaving summer ticket holders to fight their credit card companies for refunds.