PAPER TRAIL

Editorial cartoon of a disappointed woman with shoulder-length hair resting her chin on her hand while holding up a smartphone showing the orange StubHub app, seated at a table against a pink wall with a vintage-style concert poster for The Lumineers hanging on the wall behind her, illustrating a frustrated concertgoer who received the wrong tickets and struggled to get a refund through StubHub's confusing return policy

Help! StubHub’s confusing ticket return policy cost me $1,176

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Sharon McMonagle paid $1,176 for four club section tickets to a Lumineers concert through StubHub. The confirmation email included no seat numbers, and the day before the show StubHub sent tickets for a completely different section with no club access. StubHub asked her to accept the wrong tickets and transfer them back, which she feared would lock her into ownership. An agent told her to send a screenshot proving she had not accepted the tickets. After 45 days, StubHub said she would receive nothing because she had not returned the tickets through Ticketmaster, tickets she never accepted in the first place. StubHub advertises a FanProtect Guarantee promising that buyers who do not receive the tickets they ordered will get comparable replacements or a full refund.

Editorial cartoon showing a worried elderly gray-haired man in a beige cardigan and gray trousers sitting in a dark red armchair with his hand on his sore right knee while holding a cell phone to his ear, with a black wheeled suitcase standing nearby on the hardwood floor, illustrating a senior traveler trying to secure a medical refund after a hip condition forced him to cancel a transatlantic flight

Why is ITA Airways making it impossible to get a medical refund?

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Daniel Lichtblau booked two ITA Airways tickets from Chicago to Turin four months in advance. Shortly after booking, he learned he could not travel due to primary osteoarthritis in his right hip. He submitted a medical certificate from his orthopedic surgeon covering the travel dates and requested a refund for his ticket and a date change for his wife’s ticket. ITA Airways initially confirmed receipt of the documentation, then denied the refund claiming the certificate lacked a prognosis specifying the exact dates of inability to travel. The airline refused to specify what additional language was required. Under U.S. and state consumer protection laws, airlines must provide accurate guidance about their refund requirements.

Editorial cartoon illustration of an exasperated young man with messy brown hair and large round glasses looking upward in defeat while surrounded by towering stacks of white paper documents piled high on both sides and in front of him, illustrating the frustration of repeatedly submitting the same documents to a travel insurance company that refuses to process the claim

Why is my insurance company asking for the same documents over and over and over?

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John Christensen developed Deep Vein Thrombosis after his flight from Albuquerque to Auckland. He spent three days hospitalized in New Zealand and racked up $3,867 in medical bills before filing his Allianz Global Assistance travel insurance claim two weeks later. Five months passed while Allianz repeatedly asked for documents he had already submitted multiple times, with the claim status cycling back to “more information needed” without explanation. Most state insurance regulations require insurers to acknowledge claim receipt within 15 days and approve or deny within 30 to 45 days of receiving complete documentation. State insurance commissioners handle consumer complaints when insurers delay payment without specific explanation.

Illustration showing a frustrated couple standing under a large white VIP tent at a concert venue, with the tent blocking their view of the illuminated stage and crowd in the background, depicting how Ticketmaster sold premium second-row seats without disclosing the view obstruction

Ticketmaster sold me “great seats” that turned out to be obstructed. Where’s my refund?

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Vincent Manierre paid $475 each for second-row Oasis concert tickets at the Rose Bowl, expecting a clear stage view. A VIP tent blocked one-third of the stage. The tickets were not labeled obstructed view despite Ticketmaster’s stated policy requiring such disclosure. Ticketmaster refused a refund, claiming the event organizer controls refunds but would not reveal who that organizer is. Under Federal Trade Commission rules, selling tickets without disclosing obstructions when company policy promises such labeling can constitute deceptive trade practices.

Illustration showing frustrated business class passengers standing next to their luggage while an Aer Lingus airplane flies away in the background, depicting the airline's failure to load priority-tagged baggage onto multiple consecutive flights despite tracking confirmation

Business class baggage disaster! Why is Aer Lingus ghosting us?

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Aer Lingus failed to load business class passengers’ priority-tagged luggage onto four consecutive flights despite AirTag tracking showing exact airport locations. The airline then promised $265 baggage delay reimbursement in writing but ghosted the couple for six months before declaring their case closed without payment. Under the Montreal Convention, airlines are liable for baggage delays on international flights and must compensate passengers for reasonable replacement expenses.