When I think of travel insurance mistakes, I’m reminded of Carol Buckley’s case. She recently contacted me about her daughter, who had booked two airline tickets from Boston to London, purchasing the airline-recommended insurance. “Avoid these common travel insurance mistakes on your next trip”
Travel insurance doesn’t always work.
There, I said it. “What to do when travel insurance doesn’t work”
When Jessica Kamzik’s father was diagnosed with stomach cancer last summer, there was no question about what she had to do. Dad’s prognosis was “grave” — the doctors said he probably wouldn’t make it to the holidays — and, “as any loving daughter would do, I immediately cancelled our vacation to stay closer to him,” she says.
Good thing she had travel insurance through Access America, she thought. At least she wouldn’t have to worry about losing the cost of her trip.
But she thought wrong.
“Why doesn’t travel insurance cover dad’s illness?”
Richard Effress though he had a perfectly legitimate reason for canceling part of his trip to Africa with his mother: a new requirement that travelers entering South Africa needed a yellow fever vaccine. He was certain his travel insurance policy would cover the change.
Maybe he shouldn’t have been so certain.
Today’s “case dismissed” file is a sad lesson in making assumptions about a travel insurance policy that you shouldn’t. It is also a reminder to compare travel insurance. The fine print in your contract, it turns out, can cost you lots of money.
“Travel insurance policy claim denied for vaccine cancellation”