You need to know this before you file for personal bankruptcy

Although the number of bankruptcy protection cases continues to decline, this is no time to lower your guard, say experts.

Total bankruptcy filings fell by 1.8 percent to 790,830 last year, according to the government, the smallest decline in years. Filing for personal bankruptcy may seem routine in the wake of the Great Recession. Read more “You need to know this before you file for personal bankruptcy”