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HOLIDAY INN

Gary Benedik was driving through Memphis recently when he decided to stop for the night. He made a reservation at a Holiday Inn, but discovered a short while later that the hotel was too far out of the way. But by then it was too late: he’d already been charged for the room.

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He books a refundable rate at the Holiday Inn, but when Harvey Kaplan’s hotel changes its name and his card is charged early, it refuses to adjust his rate to a cheaper, prepaid price. Now his charge card has sided with the property. Is he stuck with the bill?

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Kristin Budden’s hotel promises her a refund for her nonrefundable hotel room after a hurricane strikes. But months later, there’s no sign of the money and the hotel has gone into radio silence. Should she kiss the money goodbye?

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Gabriel Medina can’t reach his hotel in New Orleans because there’s a police barricade in front of it. A manager promises to “help” him cancel the reservation, but three days later, his credit card is charged $113. Now his credit card has sided with the hotel. Is there anything else he can do?

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Next time you cancel a hotel room, get a number. Otherwise you might have to pay for your reservation, whether you show up or not. Cancellation numbers, like reservation numbers, are verifications of a transaction. They’re useful not only for the hotel, but also for your credit card company in the event of a dispute.

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