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SPENDING REQUIREMENTS

Amex refuses $350 credit to loyal customer for being $3.47 under spending requirement. Learn how to negotiate credit card bonus issues for a fair resolution.

Amex denied me a credit because I was $3.47 short. Why can’t it have a heart?

June 24, 2025June 20, 2025 by Christopher Elliott

Cole Juchems thinks he’s earned a $350 credit from American Express after meeting the spending requirement on his platinum card. But Amex says he’s $3.47 short and refuses to give him the credit. Is he out of luck?

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