cartoon of a worried older couple standing on a river cruise deck while a mechanic kneels over a smoking engine behind them, with green hills and a castle along the Rhine in the background.

Can this company refuse to cover my costs for a canceled river cruise?

Michael Cawley and his wife had been looking forward to a relaxing six-day Rhine River cruise with CroisiEurope, a gentle start before they carried on to Dublin. What they got instead was a series of mechanical problems and a lot of anxiety. The ship stopped cruising early the first night. The next morning, scuba divers worked under the hull, the departure ran late, and an excursion was scrapped. Then, around midnight, the ship hit something. The hull shook, and at 1:30 a.m. every passenger was roused and herded into the lounge. By the next morning the verdict was in: the cruise was canceled, a bad motor. With nonrefundable travel waiting at the far end and no help yet in sight, the couple booked their own train and hotel to keep their connection, only to be offered an alternative too late to use. CroisiEurope returned the cruise fare. What it decided to do about the rest of their money, and the European law it leaned on to justify it, is where this case turns.

Fear of travel is at a high, but the data tells a different story. Here's why your summer vacation is still a safe bet, from peace rankings to airline risk.

No, your summer vacation isn’t going to kill you

Fear of travel is running high this summer. A reader named Cindy Smith nearly canceled a Danube river cruise and a week in Croatia after reading headlines about a cruise hantavirus outbreak and crew arrests. She is not alone. In a recent Global Rescue survey, less than 1 percent of respondents said their concerns about personal safety abroad had eased since last year, while 56 percent said they felt more concerned. Travelers cite three recurring fears: airlines collapsing mid-trip, dangerous conditions abroad, and anti-American sentiment. Yet the major U.S. carriers such as Delta, United, American, and Southwest remain profitable, and a conflict on one side of a continent does not make the other side unsafe.