What are the most common “special” circumstances and how does insurance handle them?

Deanna Cotton is planning a trip to Israel soon. She wants to hedge her bets, and hopes travel insurance will help. Read more “What are the most common “special” circumstances and how does insurance handle them?”

Does travel insurance cover your special circumstances?

Rachel Gibson needs travel insurance. But her circumstances are special. Read more “Does travel insurance cover your special circumstances?”

Why doesn’t travel insurance cover dad’s illness?

When Jessica Kamzik’s father was diagnosed with stomach cancer last summer, there was no question about what she had to do. Dad’s prognosis was “grave” — the doctors said he probably wouldn’t make it to the holidays — and, “as any loving daughter would do, I immediately cancelled our vacation to stay closer to him,” she says.

Good thing she had travel insurance through Access America, she thought. At least she wouldn’t have to worry about losing the cost of her trip.

But she thought wrong.
Read more “Why doesn’t travel insurance cover dad’s illness?”

Travel insurance policy claim denied for vaccine cancellation

Richard Effress though he had a perfectly legitimate reason for canceling part of his trip to Africa with his mother: a new requirement that travelers entering South Africa needed a yellow fever vaccine. He was certain his travel insurance policy would cover the change.

Maybe he shouldn’t have been so certain.

Today’s “case dismissed” file is a sad lesson in making assumptions about a travel insurance policy that you shouldn’t. It is also a reminder to compare travel insurance. The fine print in your contract, it turns out, can cost you lots of money.
Read more “Travel insurance policy claim denied for vaccine cancellation”