Plan your 2018 purchases now, while you still can. Here’s how.

Behold, the buying calendar.

It’s the ultimate consumer tool. If you’re planning to spend money in 2018, you need to get organized. Why? Because businesses are.

They know when you’re likely to buy and are constantly trying to manipulate you with a barrage of ads and armies of highly trained sales associates who don’t take “no” for an answer.

“Every year brings with it a few big-ticket purchases, ranging on the scale of need to want,” says Jennifer McDermott, a consumer advocate for finder.com. “Many things can be planned in advance and tracked to ensure you’re buying at the right time for the best price, leveraging sales periods and known best time to buy.”

“To make the most of your budget without compromising quality, plan your large purchases ahead of time.

But enough talk. Here’s the sales calendar you need.

January

Air conditioners
Boats
Carpeting and flooring
Exercise equipment
Furniture
Homes
Linens and sheets
TVs
Winter gear and clothing

February

Humidifiers
Gardening tools
Mattresses
Motorcycles
TVs
Winter gear and clothing

March

Boxed chocolates
Digital cameras
Humidifiers
Exercise equipment
Air conditioners
Sewing machines
Boats
Outdoor grills
Sports gear
Road bikes
Winter gear and clothing

April

Carpet
Desktop and laptop computers
Digital cameras
Car accessories and parts
Universal remotes
Media streamers
Houses
Office furniture
Snowblowers
Winter tires
Vacuum cleaners
Robotic vacuums
Sewing machines
Slow cookers

May

Desktop and laptop computers
Paints
Mattresses
Strollers
Cookware
Small appliances
TVs
Houses
Mattresses
Patio furniture
Refrigerators
Sewing machines
Vacuum cleaners

June

Camcorders
Exercise equipment
Cookware
Dishes
Indoor furniture
Summer sports gear
Gym memberships
Houses
Tools and hardware

July

Camcorders
Decking
Paint
Siding
Summer clothing
Desktop computers
Furniture
Broadway tickets
Suits

August

Air conditioners
Backpacks
Dehumidifiers
Outdoor furniture
Snowblowers
Camping equipment
Tents
Sleeping bags
Desktop computers
Dehumidifiers
Laptops
Linens
Electric blankets
Patio furniture
Storage containers
Swing sets

September

Desktop and laptop computers
Digital cameras
Paint
Lawn mowers
Printers
Snow blowers
Big appliances
Dryers
Large appliances
Air purifiers
Space heaters
Dehumidifiers
Cars
Holiday airfare
Lawn mowers

October

Desktop computers
Digital cameras
Air conditioners
Outdoor grills
Lawn mowers
Tires

November

Camcorders
Gas grills
TVs
Cookware
Small appliances
Microwaves
Desktop computers
Universal remotes
Media streamers
Recreational vehicles
Trees, shrubs, bulbs
Wedding dresses

December

Camcorders
E-Book readers
Gas grills
Headphones
Kitchen cookware
Major appliances
TVs
Used cars
Universal remotes
Media streamers
Motorcycles
Pools
Small appliances
Microwaves
Sewing machines
Water filters
Tools and hardware
Electric drills
Chainsaws
Generators
Wedding dresses
Weddings

Source: Consumer Reports, Wisebread, Elliott

This exclusive calendar lists the lowest prices on the most popular consumer products. Businesses don’t like buyers who have a plan. They’re harder to manipulate. Which is exactly why you need this calendar.

Here are a few trends many businesses would prefer you don’t know:

  • The most favorable conditions for buying products are late and early in the year.
  • Generally, businesses like to up the ante from September to January, first with back-to-school specials, then Black Friday, and finally a desperate sale at the end of the year.
  • While some products follow an intuitive, seasonal cycle (like apparel), many don’t.

Finder.com crunched the numbers and identified some patterns, too. The earlier months of the year such as January, February and March, offer the best discounts on winter clothing as well as outdoor appliances such as barbeques, because they’re out of season.

“Once June rolls around people are most likely to forget all about their New Year’s resolution to work out more and gyms become more aggressive in their enrollment offers,” says McDermott. “Discounted monthly subscriptions and waived joining fees are all par for the course during this period.

There are also the classic Black Friday and Cyber Monday sales that come around every November. Although a lot of the deals seem exaggerated, you may still be able to sift out a bargain.
Interestingly, large companies are getting into the act, publishing their own deal calendars. But beware: These can easily be turned into a misleading marketing effort that guides you to making a purchase at the wrong time. If you find a calendar, compare it against an objective one provided by a neutral third party like Finder.com, or, ahem, yours truly.

Perhaps the best use of the buying calendar is that it allows you to plan ahead. When you can sit in quiet, asking yourself: Do I really need new lawn furniture? Do I have to have a new boat? That kind of contemplation can be good for your bank account, because it allows you to separate needs from wants. At least in theory, it can save you hundreds, maybe even thousands of dollars.

Underwritten by

Elliott Advocacy is underwritten by Cavalry Travel Insurance

Cavalry takes the worry of out travel by providing 24/7 access to medical and security professionals combined with the best medical evacuation and security extraction services. Cavalry gets you home safely when you need it most. Learn more at Cavalrytravelinsurance.com.

Elliott Advocacy is underwritten by Seven Corners

Seven Corners has helped customers all over the world with travel difficulties, big and small. As one of the few remaining privately owned travel insurance companies, Seven Corners provides insurance plans and 24/7 travel assistance services to more than a million people each year. Because we’re privately held, we can focus on the customer without the constraints that larger companies have. Visit Seven Corners to learn more.

Elliott Advocacy is underwritten by Sodexo North America

Sodexo North America Sodexo North America is part of a global, Fortune 500 company with a presence in 80 countries. Sodexo is a leading provider of integrated food, facilities management and other services that enhance organizational performance, contribute to local communities and improve quality of life for millions of customers in corporate, education, healthcare, senior living, sports and leisure, government and other environments daily. Learn more at Sodexoinsights.com.

Elliott Advocacy is underwritten by Travelex Insurance Services

Travelex Insurance Services is a leading travel insurance provider in the United States with over 55 years combined industry expertise of helping people dream, explore and travel with confidence. We offer comprehensive travel insurance plans with optional upgrades allowing travelers to customize the plans to fit their needs. Compare plans, get a quote and buy online at Travelexinsurance.com.

Elliott Advocacy is underwritten by AirHelp

AirHelp is the world’s leading flight delays compensation company, helping passengers apply for compensation following a delayed or canceled flight or when boarding has been denied. It is AirHelp’s mission to fight for passenger rights by holding airlines accountable for flights disruptions that are out of passengers’ control. AirHelp has already helped 5 million people, taking the stress out of applying for compensation and making it as hassle-free as possible for travelers around the world.

Elliott Advocacy is underwritten by Allianz Travel Insurance

The Allianz Travel Insurance company has built its reputation on partnering with agents all around the world to provide comprehensive travel insurance for their clients. Contact Allianz Travel Insurance for a comprehensive list of coverage.

Elliott Advocacy is underwritten by Chubb

Chubb is the world’s largest publicly traded property and casualty insurance company, and recognized as the premier provider of insurance for successful individuals and families in the U.S. and selected international markets, offering coverage for high-value automobile, homeowners, recreational marine/aviation, valuables and umbrella liability coverage. As an underwriting company, Chubb assesses, assumes and manages risk with insight and discipline, and combines the precision of craftsmanship with decades of experience to conceive, craft and deliver the best insurance coverage and services to individuals, families and business of all size.

Elliott Advocacy is underwritten by Fareportal

Fareportal’s portfolio of brands, which include  CheapOair and  OneTravel, are dedicated to helping customers enjoy their trip. Whether you want to call, click, or use one of our travel apps, one thing is clear: We make it easy to take it easy.

Elliott Advocacy is underwritten by Insuremyrentalcar.com

An independent provider of low cost CDW/LDW insurance for use with rental cars. Up to $100,000 cover with no deductible. Policies available on a per day, per trip or per year basis. Also works with overseas rentals. Try  Insuremyrentalcar.comnow.

Elliott Advocacy is underwritten by Mediacom Communications

The nation’s fifth-largest cable operator, serving the smaller cities and towns in the Midwest and Southern regions of the United States. We are a high-performance broadband, entertainment, and communications company that brings the power of modern technology and quality customer experience to life inside the connected home by combining ultra-fast gigabit speeds with personalized local and over-the-top entertainment choices that fit your lifestyle. Details at  Mediacomcable.com.

Elliott Advocacy is underwritten by Arch RoamRight

Arch RoamRight is one of the fastest growing, most-highly rated travel insurance companies in the United States. Travel advisors love working with us, and travelers feel protected with our trip cancellation and travel medical insurance coverage. We also make it easy to file a claim online with our fast, paperless claims website. Learn more about RoamRight travel insurance.

Elliott Advocacy is underwritten by Virtuoso

The leading global network for luxury and experiential travel. This invitation-only organization comprises over 1,000 travel agency locations with 17,500 advisors in over 45 countries, and holds preferred relationships with 1,700 of the world’s finest travel companies. Virtuoso advisors collaborate with their clients to create personalized itineraries featuring exclusive perks, while also providing advice, access, advocacy, and accountability. For more information, visit  Virtuoso.com.

Elliott Advocacy is underwritten by VisitorsCoverage

As a company that is constantly striving to simplify travel insurance, VisitorsCoverage, is on a mission to help travelers make the better decisions about purchasing travel insurance, quickly. VisitorsCoverage has helped millions of travelers globally to buy the suitable travel insurance and explore the world with confidence. Get insurance for your next trip at  VisitorsCoverage. Lowest Price Guaranteed.

Elliott Advocacy is underwritten by MedjetAssist

Medjet is the premier global air-medical transport, travel security and crisis response membership program for travelers. With a MedjetAssist membership, if you become hospitalized more than 150 miles from home, we will get you from that unfamiliar hospital all the way home to the hospital you trust. All you ever pay is your membership fee. MedjetHorizon members add 24/7 personal security and crisis response benefits. Elliott.org readers enjoy discounted rates. Travel safer with  MedjetAssist.

Elliott Advocacy is underwritten by Southwest Airlines

The mission of Southwest Airlines is dedication to the highest quality of Customer Service delivered with a sense of warmth, friendliness, individual pride, and Company Spirit. We are committed to provide our Employees a stable work environment with equal opportunity for learning and personal growth.

Elliott Advocacy is underwritten by TravelInsurance.com

TravelInsurance.com makes it fast and easy to compare and buy travel insurance online from top rated providers. Our unbiased comparison engine allows travelers to read reviews, compare pricing and benefits and buy the right policy with a price guarantee, every time. Compare and buy travel insurance now at  TravelInsurance.com.

Elliott Advocacy is underwritten by Squaremouth

Squaremouth helps travelers easily and instantly compare travel insurance policies from all major providers. Only companies that meet the strict requirements of Squaremouth’s Zero Complaint Guarantee are available on the website. Compare policies on  Squaremouth.com to save over 70 percent on your next purchase.

Elliott Advocacy is underwritten by Travel Leaders Group

Travel Leaders Group is transforming travel through its progressive approach toward each unique travel experience. Travel Leaders Group assists millions of travelers through its leisure, business and network travel operations under a variety of diversified divisions and brands including All Aboard Travel, Andrew Harper Travel, Colletts Travel, Corporate Travel Services, CruCon Cruise Outlet, Cruise Specialists, Nexion, Protravel International, SinglesCruise.com, Travel Leaders Corporate, Travel Leaders Network and Tzell Travel Group, and its merger with ALTOUR. With more than 7,000 agency locations and 52,000 travel advisors, Travel Leaders Group ranks as one of the industry’s largest retail travel agency companies.

Elliott Advocacy is underwritten by Travelers United

If you’ve been mistreated by the airlines, Travelers United is your voice in Washington. Join the #1 travel advocacy organization working with Congress to improve and protect travelers. Plus, get $400 of annual benefits you can use for travel for only $29/year. Add your voice to ours. Make travel better.  Join today.

Send this to a friend