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	<title>Comments on: Is my cruise refund really sunk?</title>
	<atom:link href="http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/</link>
	<description>Consumer advocate Christopher Elliott&#039;s site.</description>
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		<title>By: Mal</title>
		<link>http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/comment-page-1/#comment-17382</link>
		<dc:creator>Mal</dc:creator>
		<pubDate>Thu, 12 Feb 2009 18:58:01 +0000</pubDate>
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		<description>I work for a wholesale tour operator. 

When we need to issue a refund and the credit card account used for form of payment has been closed, we have the credit card company send the customer a check. 

It know it can be done because I had to do it for my sister in law.</description>
		<content:encoded><![CDATA[<p>I work for a wholesale tour operator. </p>
<p>When we need to issue a refund and the credit card account used for form of payment has been closed, we have the credit card company send the customer a check. </p>
<p>It know it can be done because I had to do it for my sister in law.</p>
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		<title>By: Cindy Clifford</title>
		<link>http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/comment-page-1/#comment-17308</link>
		<dc:creator>Cindy Clifford</dc:creator>
		<pubDate>Tue, 10 Feb 2009 22:06:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.elliott.org/?p=5769#comment-17308</guid>
		<description>Elliott, 

I agree... and disagree with your comments: 

&quot;I would have also asked your travel agent to intervene on your behalf. Agents are paid a generous commission to book cruises, so they’re supposed to help you with issues like long overdue refunds.&quot;

Having someone in your corner, who deals with the cruise lines on a regular basis and knows how to get things done, is absolutely a benefit.  And one more reason why passengers should work with an experienced travel agent rather than book and deal with the cruise line directly.  

However, it is absolutely not true that the cruise lines are paying a generous commission.  That is a fallicy,  and as someone as involved as you are in the travel business,  I&#039;d expect you to know better and not populate that myth.  

Most of the survivors in the greatly dwindling travel industry are still here because we love what we do.  And most of us are only barely compensated, especially in relation to how hard we work for our clients.  

Wanna correct that generous commission line??

Thanks.

Cindy Clifford 
Gotta Go Cruises</description>
		<content:encoded><![CDATA[<p>Elliott, </p>
<p>I agree&#8230; and disagree with your comments: </p>
<p>&#8220;I would have also asked your travel agent to intervene on your behalf. Agents are paid a generous commission to book cruises, so they’re supposed to help you with issues like long overdue refunds.&#8221;</p>
<p>Having someone in your corner, who deals with the cruise lines on a regular basis and knows how to get things done, is absolutely a benefit.  And one more reason why passengers should work with an experienced travel agent rather than book and deal with the cruise line directly.  </p>
<p>However, it is absolutely not true that the cruise lines are paying a generous commission.  That is a fallicy,  and as someone as involved as you are in the travel business,  I&#8217;d expect you to know better and not populate that myth.  </p>
<p>Most of the survivors in the greatly dwindling travel industry are still here because we love what we do.  And most of us are only barely compensated, especially in relation to how hard we work for our clients.  </p>
<p>Wanna correct that generous commission line??</p>
<p>Thanks.</p>
<p>Cindy Clifford<br />
Gotta Go Cruises</p>
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		<title>By: Carverf</title>
		<link>http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/comment-page-1/#comment-17297</link>
		<dc:creator>Carverf</dc:creator>
		<pubDate>Tue, 10 Feb 2009 19:22:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.elliott.org/?p=5769#comment-17297</guid>
		<description>I disagree

I think this is the proper venue given then generally recognized difficulties in getting refunds for travel purchased.  

The fact that a refund should be sent back to the original credit card doesn&#039;t begin to justify not making a refund if the original card is not available.  Cards get lost, stolen, cancelled, etc. all the time.

If the original card is not available, there are always alternative arrangements, which should not include a useless credit.</description>
		<content:encoded><![CDATA[<p>I disagree</p>
<p>I think this is the proper venue given then generally recognized difficulties in getting refunds for travel purchased.  </p>
<p>The fact that a refund should be sent back to the original credit card doesn&#8217;t begin to justify not making a refund if the original card is not available.  Cards get lost, stolen, cancelled, etc. all the time.</p>
<p>If the original card is not available, there are always alternative arrangements, which should not include a useless credit.</p>
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		<title>By: Abhi</title>
		<link>http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/comment-page-1/#comment-17256</link>
		<dc:creator>Abhi</dc:creator>
		<pubDate>Mon, 09 Feb 2009 18:14:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.elliott.org/?p=5769#comment-17256</guid>
		<description>Credit card purchase refund is not ATM or easy access to cash. I agree with Annette here as far as the standard practice goes regarding refunds. If a person paid for something using a credit card, it only makes sense to refund it on the credit card account. Credit card companies have different rules for cash withdrawals, checks and credit card purchases. It would be an easy access to circumvent the cash withdrawal fees and higher APRs to request a cash refund of a credit card purchase. 

Now the other scenario is whether the person has paid the credit card charge already (over one or a few billing cycles). If so, then a cash refund is due but there is hardly any way to confirm such a thing as seller doesn&#039;t have access to that transaction. Generally credit cards do not issue cash/checks of such refunds on purchases. They would simply apply the refund credit to the future transactions. I believe the problem remains to be dealt on with some financial blog and not the travel blog. May be Chris can help up find one of those too :)</description>
		<content:encoded><![CDATA[<p>Credit card purchase refund is not ATM or easy access to cash. I agree with Annette here as far as the standard practice goes regarding refunds. If a person paid for something using a credit card, it only makes sense to refund it on the credit card account. Credit card companies have different rules for cash withdrawals, checks and credit card purchases. It would be an easy access to circumvent the cash withdrawal fees and higher APRs to request a cash refund of a credit card purchase. </p>
<p>Now the other scenario is whether the person has paid the credit card charge already (over one or a few billing cycles). If so, then a cash refund is due but there is hardly any way to confirm such a thing as seller doesn&#8217;t have access to that transaction. Generally credit cards do not issue cash/checks of such refunds on purchases. They would simply apply the refund credit to the future transactions. I believe the problem remains to be dealt on with some financial blog and not the travel blog. May be Chris can help up find one of those too :)</p>
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		<title>By: Annette</title>
		<link>http://www.elliott.org/the-troubleshooter/is-my-cruise-refund-really-sunk/comment-page-1/#comment-17212</link>
		<dc:creator>Annette</dc:creator>
		<pubDate>Sat, 07 Feb 2009 16:18:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.elliott.org/?p=5769#comment-17212</guid>
		<description>As someone who&#039;s dealt with the merchant end of credit cards before I can tell you that we HAVE to process the refund back to the card that it was originally charged on.   Even if you go into Walmart to return an item they&#039;re going to put the refund back on the original card and not just hand it to you in cash.  Why?  Because the credit card companies and merchants are protecting themselves against fraud - so you that you can&#039;t get a refund for something and then dispute the original charge and end up getting paid back twice. 

Now this case is a little different because the original charge was quite a while ago and the card used was cancelled, causing all sorts of added complications.   But no, Princess should not in general have to process the refund in any way the customer wants - if you paid by credit card it goes back to the card.  Aside from special circumstances like this why should people think that they&#039;re exempt from standard policy?</description>
		<content:encoded><![CDATA[<p>As someone who&#8217;s dealt with the merchant end of credit cards before I can tell you that we HAVE to process the refund back to the card that it was originally charged on.   Even if you go into Walmart to return an item they&#8217;re going to put the refund back on the original card and not just hand it to you in cash.  Why?  Because the credit card companies and merchants are protecting themselves against fraud &#8211; so you that you can&#8217;t get a refund for something and then dispute the original charge and end up getting paid back twice. </p>
<p>Now this case is a little different because the original charge was quite a while ago and the card used was cancelled, causing all sorts of added complications.   But no, Princess should not in general have to process the refund in any way the customer wants &#8211; if you paid by credit card it goes back to the card.  Aside from special circumstances like this why should people think that they&#8217;re exempt from standard policy?</p>
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