Plan your 2018 purchases now, while you still can. Here’s how.

Behold, the buying calendar.

It’s the ultimate consumer tool. If you’re planning to spend money in 2018, you need to get organized. Why? Because businesses are. They know when you’re likely to buy and are constantly trying to manipulate you with sales, a barrage of ads and armies of highly trained sales associates who don’t take “no” for an answer.

Scammed: How to Save Money and Find Better Service in a World of Schemes, Swindles, and Shady Deals

It’s official: I’ve just finished the final edits on my new book, Scammed: How to Save Your Money and Find Better Service in a World of Schemes, Swindles, and Shady Deals. I just have to tell you about it.

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