Beware of the pre-existing medical conditions clause in your travel insurance policy! Oh alright, maybe that’s a little dramatic. But could you at least pay attention to it? I mention this because of Ingrid Murray, whose claim against Access America recently crossed my desk and then made its way into the “dismissed” file.
COVERAGE
Ken Smith isn’t the only person affected by the untimely demise of Cruise West. But he thought he wouldn’t be in the same boat as the other stranded passengers. After all, he had travel insurance.
Does your health insurance cover you when you leave the country? A survey commissioned by the US Travel Insurance Association suggests you aren’t.

Elliott is consumer advocate
WHAT'S YOUR PROBLEM? If you're having trouble with a travel business - any business - and you've reached a dead end, maybe I can help. Send me an