Phone cards are usually a terrific way to bypass pricey hotel phones. But what happens when the cards are blocked? That’s a scenario that reader Bruce Grewenow found himself in recently at Rome’s Leonardo da Vinci Fiumicino Airport. And the results were disastrous.
“We needed to call the USA,” he says. “We saw a sign that said, ‘Use your Visa to call home’. We did and it worked fine.”
At least that’s what he thought.
The ten-minute phone call cost $187.
“We called Visa to try to correct the problem,” says Grewenow. “But we were unsuccessful and we ended up paying the bill.”
Here’s how to prevent this from happening to you:
Ask. Before calling, inquire about prices. Many callers assume the rates will be competitive. That’s wrong.
Have a redundant system. The last thing you want to do is to fork over your credit card number. You’ll probably end up paying sky-high rates. Have multiple phone cards or a cell phone when you travel overseas so that you exhaust every possible option before falling for the credit-card scheme.
Make sure your credit card will fight for you. Some credit cards roll over during a dispute. I’ve seen it. Make sure your credit-card company will go to bat for you. I highly recommend Wells Fargo, which doesn’t give up in a dispute and has an excellent fraud-detection department, at least in my own experience.
Christopher Elliott is the author of Scammed: How to Save Your Money and Find Better Service in a World of Schemes, Swindles, and Shady Deals. Critics have called it “eye-opening” and “inspiring” — it’ll “grab your attention and won’t let go.” Order your copy now on Amazon, Barnes & Noble or iTunes.

Elliott is consumer advocate
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