Comments on: How to get rid of a foreign transaction fee on your bill http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/ The travel troubleshooter. Fri, 19 Mar 2010 20:19:42 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: FM-USA http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-33312 FM-USA Tue, 09 Feb 2010 16:52:01 +0000 http://www.elliott.org/?p=7808#comment-33312 I TOO am furious on this. FEEL FREE to copy/paste and use the following. _________________________ This is in reference to the following charge on my account: 01/25/2010 $0.23 "INTERNATIONAL TRANSACT ON FEE" Am I to understand this is a new FEE? I was not informed of any new fees. This fee was never charged before 2010. Seems no matter what we do there’s a charge for this and a new charge for that, this is getting ridiculous! Therefore to recoup my undue losses I must start back-charging my “Customer use fee”. Unless this $.023 fee is removed. “NEW RULES” are implemented at any given time and us customers are not notified before such charges are made. It’s only fair that I too will have to incorporate the ‘same tactics’ to recover undue extraneous and or excessive charges. How is this whole world supposed to “Get along” if these excessive fees are creating “purchasing walls”? (signature) ______________________ Something must be done before it really gets out of hand! Just a thought: How about TAXING our politicians? Per-piece of paper charge $100.00 and/or $100.00 charge to use a pen? After all "We The People" paid for these items our politicians use. They think this stuff is free? NOPE! BACK TAX THEM TOO!!! (a little angry, well DUAH!) I TOO am furious on this.
FEEL FREE to copy/paste and use the following.
_________________________
This is in reference to the following charge on my account:
01/25/2010 $0.23 “INTERNATIONAL TRANSACT ON FEE”
Am I to understand this is a new FEE? I was not informed of any new fees. This fee was never charged before 2010.

Seems no matter what we do there’s a charge for this and a new charge for that, this is getting ridiculous! Therefore to recoup my undue losses I must start back-charging my “Customer use fee”. Unless this $.023 fee is removed.

“NEW RULES” are implemented at any given time and us customers are not notified before such charges are made.
It’s only fair that I too will have to incorporate the ‘same tactics’ to recover undue extraneous and or excessive charges.

How is this whole world supposed to “Get along” if these excessive fees are creating “purchasing walls”?
(signature)
______________________

Something must be done before it really gets out of hand!

Just a thought:
How about TAXING our politicians?
Per-piece of paper charge $100.00 and/or $100.00 charge to use a pen?
After all “We The People” paid for these items our politicians use. They think this stuff is free? NOPE!
BACK TAX THEM TOO!!!

(a little angry, well DUAH!)

]]> By: Bentor Tazenda http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-30602 Bentor Tazenda Sun, 10 Jan 2010 22:06:16 +0000 http://www.elliott.org/?p=7808#comment-30602 Kinda weird for the guy who got his ticket through Expedia. I flew recently and booked directly with foreign airlines on their website. EVA Air, in Taiwan, charged my credit card directly and did so in USD. No fees, no phony charges. The ticket price was exactly what they said it was and that was what was on my credit card. Kinda weird for the guy who got his ticket through Expedia.

I flew recently and booked directly with foreign airlines on their website. EVA Air, in Taiwan, charged my credit card directly and did so in USD. No fees, no phony charges. The ticket price was exactly what they said it was and that was what was on my credit card.

]]> By: MORT HERMAN http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-30549 MORT HERMAN Sun, 10 Jan 2010 08:06:05 +0000 http://www.elliott.org/?p=7808#comment-30549 I USED TO USE MY CREDIT CARDS DURING MY TRAVELS BUT NOT ANY MORE. (THE CHARGE FOR CONVERSION) I USED TO GET AMEX TRAVEL CHECKS FOR NO CHARGE AND SPEND THEM IN EUROPE BUT THE CONVERSION RATES WERE TOO UNFAIR. WHEN I WENT TO AN AMEX OFFICE TO CASH THEM, THERE WAS NO FEE - BUT THE EXCHANGE RATES WERE ABSURDLY HIGH. NOW I USE MY BANK'S ATM CARD. THEY CHARGE ME NO FEE AND I GET THE BEST EXCHANGE RATE POSSIBLE. FOLLOW THE MOTTO ON OUR U.S. CURRENCY: "IN GOD WE TRUST" [OTHERS PAY CASH] I USED TO USE MY CREDIT CARDS DURING MY TRAVELS BUT NOT ANY MORE. (THE CHARGE FOR CONVERSION)
I USED TO GET AMEX TRAVEL CHECKS FOR NO CHARGE AND SPEND THEM IN EUROPE BUT THE CONVERSION RATES WERE TOO UNFAIR. WHEN I WENT TO AN AMEX OFFICE TO CASH THEM, THERE WAS NO FEE – BUT THE EXCHANGE RATES WERE ABSURDLY HIGH.

NOW I USE MY BANK’S ATM CARD. THEY CHARGE ME NO FEE AND I GET THE BEST EXCHANGE RATE POSSIBLE.

FOLLOW THE MOTTO ON OUR U.S. CURRENCY: “IN GOD WE TRUST”
[OTHERS PAY CASH]

]]> By: James Morrison http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-30533 James Morrison Sun, 10 Jan 2010 00:42:00 +0000 http://www.elliott.org/?p=7808#comment-30533 When traveling abroad, I use a USAA master card. They charge 1% transaction fee, but their customer service rep told me that they were just passing on the fee they were charged to their customers. Much better that 3% (or higher). When traveling abroad, I use a USAA master card. They charge 1% transaction fee, but their customer service rep told me that they were just passing on the fee they were charged to their customers. Much better that 3% (or higher).

]]> By: PolishPaul http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-30234 PolishPaul Mon, 04 Jan 2010 23:37:37 +0000 http://www.elliott.org/?p=7808#comment-30234 Using MC (juniper.com bank) I've been charged a 3% transaction fee for skype! This is IN USA, with USD currency, paid by a USA credit card! What a slap in the face! Convert $ to $?? I've already filed a complaint with the FTC and plan on contacting the attorney general's office as well as the bank comptroller. A call to NPR and other news agencies woudn't hurt either. Please make noise to your local government! This is simply an outrage and highway robbery, once again done by our own banks. I do have a CapitalOne CC so i'll try using that next time. Another tip for skype i got from their forum - use paypal. Heck, i'm only out a few cents, but i'm NOT letting this one go. Using MC (juniper.com bank) I’ve been charged a 3% transaction fee for skype! This is IN USA, with USD currency, paid by a USA credit card! What a slap in the face! Convert $ to $?? I’ve already filed a complaint with the FTC and plan on contacting the attorney general’s office as well as the bank comptroller. A call to NPR and other news agencies woudn’t hurt either. Please make noise to your local government! This is simply an outrage and highway robbery, once again done by our own banks.

I do have a CapitalOne CC so i’ll try using that next time. Another tip for skype i got from their forum – use paypal.

Heck, i’m only out a few cents, but i’m NOT letting this one go.

]]> By: ATM Costs Around The World – What Banks Really Charge http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-28036 ATM Costs Around The World – What Banks Really Charge Wed, 02 Dec 2009 18:24:48 +0000 http://www.elliott.org/?p=7808#comment-28036 [...] Elliott, How to get rid of a foreign transaction fee on your bill http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/ [...] [...] Elliott, How to get rid of a foreign transaction fee on your bill http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/ [...]

]]> By: Tatiana http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-27533 Tatiana Sat, 21 Nov 2009 15:22:24 +0000 http://www.elliott.org/?p=7808#comment-27533 In Brazil there's a regulation in which doesn't matter the international transaction you do, you'll be charged of more 0,38% over the international debit in your credit card. In Brazil there’s a regulation in which doesn’t matter the international transaction you do, you’ll be charged of more 0,38% over the international debit in your credit card.

]]> By: Nate http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-24499 Nate Wed, 23 Sep 2009 22:54:16 +0000 http://www.elliott.org/?p=7808#comment-24499 To clear up a little confusion. Mastercard & Visa charge a foreign transaction fee of up to 1% cross border transaction. 0.8% if it is a cross border merchant transacting in your currency....1% if it is a cross border transaction which involves a currency conversion. So, if you find a place not charging you any fee...they are eating it for you, which you should thank them for. Secondly, if you are getting charged a max of 1%...they are simply passing the fee to you, which to me is understandable. The ones that should be challenged are those exceeding the 1%...in which case the financial institution/card issuer is "upcharging" simply to screw you further for profit. those...you should certainly fight tooth & nail. To clear up a little confusion. Mastercard & Visa charge a foreign transaction fee of up to 1% cross border transaction. 0.8% if it is a cross border merchant transacting in your currency….1% if it is a cross border transaction which involves a currency conversion. So, if you find a place not charging you any fee…they are eating it for you, which you should thank them for. Secondly, if you are getting charged a max of 1%…they are simply passing the fee to you, which to me is understandable. The ones that should be challenged are those exceeding the 1%…in which case the financial institution/card issuer is “upcharging” simply to screw you further for profit. those…you should certainly fight tooth & nail.

]]> By: ClaireGM http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-22731 ClaireGM Mon, 17 Aug 2009 11:25:38 +0000 http://www.elliott.org/?p=7808#comment-22731 International fees for Skype account ! Purachse of skype credits and and unlimited call to US & Canada (2 separeted transactions). Both were charged with international transaction. Skype is an USA company since 2006, owned by Ebay and headquartered in San Jose, California !!! International fees for Skype account ! Purachse of skype credits and and unlimited call to US & Canada (2 separeted transactions). Both were charged with international transaction.
Skype is an USA company since 2006, owned by Ebay and headquartered in San Jose, California !!!

]]> By: Peter Zimmerman http://www.elliott.org/blog/how-to-get-rid-of-a-foreign-transaction-fee-on-your-bill/comment-page-1/#comment-22710 Peter Zimmerman Sun, 16 Aug 2009 16:15:52 +0000 http://www.elliott.org/?p=7808#comment-22710 So even though the title of this piece is "How to get rid of a foreign transaction fee on your bill", my sense is, at best, you can get it reversed only if the transaction was with a US merchant. Other than using a different credit card altogether, any have any success when calling their credit card company, and getting fees on foreign charges, reversed? So even though the title of this piece is “How to get rid of a foreign transaction fee on your bill”, my sense is, at best, you can get it reversed only if the transaction was with a US merchant.

Other than using a different credit card altogether, any have any success when calling their credit card company, and getting fees on foreign charges, reversed?

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